Protect your business. Meet the law. Stay trade-ready. ModCASA helps Dubai & Sharjah businesses register for AML, build compliance programs, and manage ongoing reporting and audits.
End-to-end AML service: risk assessment, policy drafting, MLRO appointment, UBO registration and FIU reporting setup.
Compliance for real-estate, corporate services, legal/accounting firms, high-value goods dealers and regulated businesses.
Practical, business-first approach with regulator-ready deliverables and secure document handling.
We’ll help you select the structure that fits your model, ownership needs, and visa plans.
We gather company details, licences, product lines, customer base and current controls to understand your AML obligations.
Short written report highlighting AML risk exposure, gaps in current controls and recommended compliance scope.
Drafting AML Policy, CDD/EDD procedures, Transaction Monitoring policy, Sanctions screening procedures and Record-Keeping rules tailored to your business.
Support to collate and register Ultimate Beneficial Owner (UBO) information per UAE Cabinet decisions and prepare KYC/onboarding templates.
Guided setup for goAML reporting system and any regulator portals; test submissions and user access configuration.
Nominate Money Laundering Reporting Officer (MLRO), define duties, internal escalation procedures and deliver tailored compliance training.
Practical workshops for all relevant staff on AML awareness, red flags, KYC procedures and regulatory obligations.
Periodic compliance checks, updates for law/regulator changes, assistance with STR submissions and support for regulator inspections.
Exact list varies by company type and jurisdiction.
Basic AML program
2–6 weeks for small businesses with straightforward activities.
Complex/higher-risk firms
6–12+ weeks depending on number of entities, customer base complexity and data readiness.
UBO registration
Typically 1–2 weeks once all shareholder documentation is complete.
MLRO training
Half-day to full-day session depending on scope and team size.
Costs
Flexible packages from fixed Starter Kit to enterprise programs. Contact us for tailored quote.
Every package is tailored — below are typical service tiers. We’ll help you choose the best fit for your activity and jurisdiction.
Local regulatory expertise in Dubai & Sharjah with up-to-date knowledge of UAE AML/CFT laws.
End-to-end support: registration, UBO, reporting, training and audits — single partner for all AML needs.
Practical, business-first compliance — policies written for day-to-day operations, not just legal checklists.
Secure & confidential handling of sensitive documents and data.
Fast, clear onboarding with dedicated project manager and milestone reporting.
Not every microbusiness, but most regulated firms and 'Designated Non-Financial Businesses & Professions' (DNFBPs) — real-estate brokers, corporate service providers, dealers in high-value goods, lawyers and accountants — must have AML controls. We assess your exposure and advise what's required.
UBO = Ultimate Beneficial Owner (natural person who ultimately owns or controls the company). UAE rules require collection and registration of UBO data per Cabinet decisions. We prepare and submit this information for you.
Suspicious Transaction Reports (STRs) are submitted to the UAE Financial Intelligence Unit (FIU) via goAML reporting channel. ModCASA registers your MLRO/authorized user and assists with first reports and templates.
Penalties can include fines, licence restrictions and reputational damage. Severity depends on breach type; consistent non-compliance can trigger criminal investigation. Timely remediation and demonstrated control improvements reduce enforcement risk.
Regulators expect regular, documented AML training — typically at onboarding and annually (more frequently for high-risk roles). ModCASA delivers role-based training packages.
Yes. We offer quarterly audits, policy updates, STR assistance and support for regulator inspections as part of our Enterprise Compliance package.
Absolutely. We provide independent AML health checks, remediation roadmaps and support during regulator engagement.
Learn about the latest trends and updates in real estate.